Today I would like to speak about a long term HYIP program called CSM Finance which has been on my monitor for some days now. I have added CSM Finance as a part of my investment portfolio for long term programs. As I have earlier said having few good long term programs will really stabiles your investments and then playing along with few short term high roi will place you in good profits. In case of loss with short term programs, the stable earning from these long term programs will help you buffer the blow and help you keep going.

CSM Finance is a low longer version of the HYIP programs with such plans which will suit most of the investors. Starting off with their investment plans, CSM Finance has 3 plans of 200 days with daily withdrawals.

The Starter plan is one which will suit most of the investors as the minimum deposit is just $10 and the maximum being $ 2,499. The daily roi is 1.7% for 200 days and then the principle is returned to you on the expiry of the plan. So considering a very simple example of $100 deposit, you will earn $1.7 each day for 200 days. At this rate you will be breaking even at 59 days and then on it is a sheer profit. Mind you that you get paid on all days of the week so it hardly takes 2 months to recover your seed money. At the end of the plan you will have earned $340 as pure profit.

The second plan, Exclusive plan, is for only few investors who can afford a minimum of $ 2500. The daily roi is 1.9% for 200 days. In this plan you break even at 53 days. However the 2.5k is a huge amount and you should really think hard before you would want to invest this large.

The third plan (Premuim plan) is a little bit too exuberant at 20,000 minumum. I would advise using bankwire for such deposits after having discussed it with the admin.

There are few restrictions applied on the daily withdrawal but those hardly seem to hinder you if you are withdrawing on a daily basis rather then to wait for funds to accumulate before you cashout. Daily withdrawal of your earnings is always advisable.

The payment processors are quite limited as only Liberty reserve and Perfect money are the only accepted processors as of now. However bank wire is another mode of funding your account. Addition of bank wire also adds more confidence in a program as such program rarely scam quick . Also since bank transactions are some how possible to be traced back, this makes it difficult to scam like any other programs and so chances of scamming quick are few.

CSM Finance does use a custom made script with some very nice and new features. You can watch the daily trading reports in the back end trading activity section. There are live chat facility and internal mail facility provided, and a statement which keeps all the record of the every transaction made. Most of the details are provided in the help section and you would only need to contact the admin for any errors or other specific investment questions. The site is hosted on Dragnora which is believed to be one of the best in hosting and security providers in this industry. Apart from the SSL security there is security coded login available to avoid phishers and hackers from attacking your account. Now that is some real nice features not usually seen.

As for the company activities are concerned, CSM Finance seems to be investing in all the major sectors like technology, oil and gas, biotech , metals and pharmaceuticals to name a few. I would however just consider this as another HYIP program and treat it as one such investment. There is a physical address provided with a telephone number for Dominican Republic with a company incorporation certificate from Seychelles. Why is a company incorporated in one country and the address provided is of another company? Lol a question for which I would rather not seek an answer and so will consider it as just a HYIP program and invest only what I can afford to loose.

Finally coming to my investment strategy, my last statement must have given you enough clue, if not let me say it clearly. Invest only what you can afford to loose in all online investment program no matter how promising they look. I have invested $100 with 5% compounding only as I want to recover my seed money as soon as possible and even with that I will be in good profits if it runs a full course of 200 days.

Well certainly CSM Finance will be here for some time and so consider it if you are on look out for a long term program.

Daily News:

The admin of High Yield Lotto sent out a news letter asking all members to support the program on the forums. This program has been online for 25 days and recently made few changes with its plans. I have sent another set of questions for a part II interview with the admin.

"Hi members,

Lets continue to hit our weekly target every week. Also, continue to keep the forums threads active (MMG, TG, DTM). I see that some of you do your job but I would like to see others step up to the plate.

50% comes from me + 50% comes from you = SUCCESS!!

Your honest admin,
Kallen"

OneDailyPro had added new plans which makes the program more interesting.

"Hello Oig,

We would like to thank you for your choice.

Two new deposit's plans were added:

Up to 1.3% daily for 30 calendar days
Up to 1.6% daily for 60 calendar days

We hope new plans will attract your attention.

Best regards,
OneDailyPro.com Support"